SuperMoney delivers quick, transparent digital credit to salaried workers, business owners and self-employed Nigerians — from ₦100,000 up to ₦5,000,000, paid straight into any Nigerian bank account.
We keep lending simple, honest and stress-free — no guarantors, no paperwork mountains, no surprises.
Start from ₦100,000 and build your way up to ₦5,000,000. Repay on time and watch your limit grow with every successful loan.
Once approved, money lands in your bank account within minutes — any bank, anywhere in Nigeria, weekends included.
Your data is encrypted and handled in line with the Nigeria Data Protection Act 2023. We never sell your information — ever.
From application to cash in your account — the whole journey is designed to take minutes, not days.
Tell us who you are with your name, phone number and BVN. The form takes less than 3 minutes to complete.
Our smart system assesses your profile instantly. Most applicants receive their decision in under 5 minutes.
Approved? Funds are sent straight to your bank account. Repay comfortably over 91–180 days, at your pace.
Whatever life throws at you — rent, school fees, stock for your shop or an emergency — there's a SuperMoney loan for it.
Handle rent, medical bills, school fees or family needs without selling your assets. Simple terms, clear repayment schedule.
Restock your shop, buy inventory or seize a supplier discount. Designed for market traders, SMEs and side hustles.
Salaried and the month won't wait? Bridge the gap till payday with our shortest, cheapest advance for employees.
Slide to estimate your total repayment. What you see is what you pay — no hidden charges.
Real feedback from borrowers in Lagos, Abuja, Port Harcourt and beyond.
My shop rent was due and SuperMoney saved me. I applied in the morning and got credited before lunch. Zero stress.
What I love most is the honesty. The exact amount to repay was shown upfront — no stories, no surprise deductions.
After repaying my first loan, my limit doubled. It feels good to be rewarded for being responsible.
Any Nigerian aged 21–60 with a valid BVN, a verifiable source of income (salary, business or self-employment) and a bank account with any Nigerian bank.
No. All SuperMoney loans are unsecured. Your credit profile — not your assets — determines your offer.
Most approved loans are disbursed within minutes to any Nigerian bank account. In rare cases of bank downtime, it may take up to 24 hours.
Our illustrative monthly rate is 4%, with terms from 91 to 180 days. Your exact rate depends on your credit assessment and is always shown in full before you accept — never after.
Late repayments attract penalty fees and may be reported to credit bureaus, affecting future borrowing. If you foresee difficulty, contact our support team early — we'll work with you.
Yes. We use bank-grade encryption and process personal data in compliance with the Nigeria Data Protection Act (NDPA) 2023. We never share or sell your data.
Join 40,000+ Nigerians who trust SuperMoney for quick, honest credit.
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